The Big Shift Happening in Lending Ops If you’re still juggling amortization schedules in Excel and chasing borrowers with calendar reminders, you’re not just busy—you’re bleeding margin. Loan servicing automation has moved from “nice to have” to mission-critical for alternative … Read More
MCA Knowledge
How To Become An MCA Broker In 2025
The United States merchant-cash-advance (MCA) market has ballooned into a multi-billion-dollar alternative-credit sector, and demand for skilled brokers is accelerating. Yet the pathway is very different from the Wild-West era of a decade ago: 2025 brings a thicket of state … Read More
The Ultimate Glossary of MCA Terms (150 Definitions)
Running an MCA shop or broker desk means juggling compliance rules, moving parts, and a lot of jargon. Whether you’re a seasoned funder, a brand‑new ISO, or a merchant trying to decode your contract, bookmarking a clear glossary of MCA … Read More
California MCA Compliance: What It Means for Your Business
Introduction California has never been shy about regulating financial products that touch small businesses, and merchant cash advances (MCAs) have finally come fully under the spotlight. Specifically, California MCA Compliance. After years of hearings and comment periods, the state’s Commercial … Read More
Top Trends in the MCA Industry in 2024
Top Trends in the MCA Industry for 2024 The Merchant Cash Advance (MCA) industry is constantly evolving, driven by technological advancements, regulatory changes, and shifting market dynamics. As we move along this year what are the top trends in the … Read More
Best Practices for MCA Risk Management
In the Merchant Cash Advance (MCA) industry, effective risk management is crucial for maintaining profitability and ensuring long-term success. Proper risk management helps MCA providers identify potential threats, mitigate risks, and leverage technology to enhance their risk management strategies. This … Read More
Step-by-Step Guide to Implementing MCA Software in Your Business
Implementing MCA software can transform your business operations, making processes more efficient and streamlined. However, the implementation process can be daunting if you’re not prepared. This guide will walk you through the steps of MCA software implementation, share best practices, … Read More
The Purpose of Underwriting Processes in the MCA Industry
In the Merchant Cash Advance (MCA) industry, underwriting is a critical process that determines whether a merchant qualifies for a cash advance. Proper underwriting processes help mitigate risk, ensuring that the merchant can repay the advance while protecting the lender’s … Read More
The Importance of Bank Statement Parsing in the MCA Industry
Bank statement parsing is a critical component of the underwriting process in the Merchant Cash Advance (MCA) industry. It involves analyzing a merchant’s bank statements to assess their financial health and determine their eligibility for funding. For brokers, understanding how … Read More
Unlock the Full Potential of Your MCA Business – Benefits Of DataMerch
In the competitive world of Merchant Cash Advance (MCA), having access to accurate and comprehensive data is crucial for making informed decisions and managing risk. Integrating LendSaaS with DataMerch can significantly enhance your operations, benefits of DataMerch streamline your workflow … Read More