Compliances
Compliance Tools, Built Into Your Workflow
Automate the stuff that slows funders down: disclosures, APR calculations, California reporting, and secured filing workflows. Everything lives inside LendSaaS — so your team stays fast, consistent, and audit-ready.
Read up on the latest state-specific rules — or explore our full MCA Resource Center!
Generate Disclosure Forms
Send your disclosure form for us to edit and ensure compliance across states such as California, Connecticut, Florida, Georgia, Kansas, New York, Utah, and Virginia.
Calculate APR
Accurately compute Annual Percentage Rate with an automated calculator designed for speed, consistency, and clearer borrower transparency.
California APPR Report
Streamline compliance with California’s reporting requirements using automated APPR exports built for real-time accuracy and easier filing.
UCC Filing
Simplify secured transaction filings with an automated UCC workflow for clean documentation, fewer missed steps, and smoother ongoing compliance.
Want to see the compliance tools inside LendSaaS?
We’ll walk you through the workflows and show how teams replace manual steps with one platform.
Why MCA Compliance Matters—And How LendSaaS Makes It Simple
Merchant Cash Advances operate in a regulatory grey zone that is rapidly filling with new state-level disclosure laws, data-security mandates, and annual reporting deadlines. Violating even one rule can trigger costly audits, civil penalties, or the sudden suspension of your funding operations. That’s why robust, up-to-date compliance workflows are mission-critical for every MCA provider competing in 2025.
LendSaaS embeds compliance directly into the funding lifecycle so you and your ISOs never have to chase spreadsheets or dread regulator emails. The platform monitors statutes in all fifty states, updates disclosure templates automatically, and logs every borrower interaction in an immutable audit trail. In short, you originate deals while LendSaaS handles the hard part.
- Auto-generated state disclosures for SB 1235, CFDL, and new Missouri rules.
- One-click UCC-1 filing & tracking—perfect liens, schedule continuations, and terminate on payoff.
- California DFPI annual-report wizard compiles and e-files data in minutes.
- Real-time compliance dashboard alerts you to expiring registrations and audit deadlines.
- Immutable e-signature log satisfies regulators and cuts dispute-resolution time.
With LendSaaS, staying compliant stops being a distraction and becomes a competitive edge—letting you scale with confidence.